Most people who get their identity stolen are not even aware until it's too late. There are things you can do to make it less likely or more difficult for criminals.
Follow simple advice and protect your and your family ...
KEEP PERSONAL DATA SAFE
CONTACT IDENTITY THEFT UK
"We found out that criminals had been through our bins and had taken old bank statements as well as Gas bills and phone bills that we had thrown. A tough lesson to learn about data protection.
We later started to discover huge amounts of credit being taken out in our names. Thanks to you we knew what to do. "
Following the news about the loss of over 25 million UK residents personal details, the subject of data protection and identity theft has been thrust back into the headlines.
BBC News story about lost discs of personal data
HM Revenue & Customs letter of apology
In this instance, the government is directly involved and the banks will be very vigilant over their accounts and as a consumer of the banks you have protection under the Banking Code which means that you should not suffer financially because of this.
The problem may come however, if the information gets used to impersonate people in order to take out loans, credit or services. If you think you have been the victim of such criminal activity, then you can find out exactly what has happened by contacting one or all of the credit reference agencies.
Callcredit plc
Experian
Equifax Plc
Read some of the more common questions and answers about how your personal credit score affects how easily you will be able to get new credit in the future.
If you think you have a less than perfect credit rating and you would like to repair your credit follow our guidelines.
If you are unfortunate enough to have your identity stolen you could experience all sorts of problems, some of which could have a direct effect on your credit rating and how suitable you are then deemed to be for future loans etc.
Get more advice about identity theft and its implications.
If you are already having problems with debt and would like to get some advice about how to get out of debt, we have first rate advisors ready to help you with any aspect of debt.
We can offer debt management plans, debt consolidation loans, IVA or Individual Voluntary Arrangement, Trust Deed in Scotland and a whole host of other debt solutions to all kinds of people.
Anyone at all can be affected by identity theft but some may find it far more difficult to manage after such an episode. Vulnerable people in society find it very difficult to adjust to large scale financial changes in their lives which can result from large scale ID fraud.
Single Parents
Old age pensioners
The disabled
The long term sick and ill
Divorced people
People suffering a death in the family
If you or anyone in your family needs help to clear debt, don't wait any longer to get the help you need.
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